Your card is already activated and ready to use, just remember to sign the back of the card immediately after receiving it.
Can I add more money to my Visa Gift Card? Can change be given on Visa Gift Card transactions? No, the card is only used for payments through an eftpos terminal, online or over the phone and can be used until the balance reaches zero or expires.
How long can I use the Visa Gift Card? When the Visa Gift Card expires, the card account will be closed and any unused balance will be forfeited.
When the balance reaches zero, or it expires, the card should be destroyed by cutting it diagonally in half. Is my Visa Gift Card balance updated automatically? Yes, each time you use your card and the purchase is approved, the amount is automatically deducted from the card balance. If a transaction is declined because the balance is insufficient for the purchase, no funds will be deducted from the card.
Visa Gift Cards may be used anywhere a Visa debit card is accepted. Visa Gift Cards are great for teenagers and even pre-teens. They get access to a limited amount of cash, helping them learn to practice fiscal responsibility. You can set them up with a budget, teach them to track their spending and discuss the ins and outs of savings. Your teen can only spend up to the amount on the card.
Learning how to pay with Visa Gift Cards online is incredibly simple. In fact, there are only two steps:. Activate —If you purchase your Visa Gift Card from a retail outlet, the card should be activated and ready for immediate use after purchase. This is typically done online or by calling the toll-free number listed on the card. Instructions on how to do this will be provided with the card. The process usually requires entering the card information online or by phone as well as your name, billing address and phone number.
This will allow you to use a billing address when checking out during an online transaction, giving the vendor an opportunity to verify. Ultimately, a Visa Gift Card could help you give the perfect gift, teach your kids about money management or help you with your own spending.
They're simple to buy, easy to use and don't come with hidden fees or credit checks. Need more information?
Meet an expert at Mountain America Credit Union. Our knowledgeable team can help you purchase or use your Visa Gift Card today. Online Branch and mobile banking are currently unavailable. Please try again later. Log in Login ID. Become a member. Register an Account. Image Description: Couple opening gifts Unwrap a world of rewards.
Use your Mountain America Rewards credit card and receive triple rewards on every purchase through December 31, Learn more. Image Description: tech products image Achieve true appiness. You can use a prepaid Visa gift card to make purchases on Amazon, but you have to work around the system to make it happen. Amazon will not allow split payments between gift cards loaded onto an account and other payment methods, so you have to line up the price of your purchases with your gift card balance.
We recommend that you sign your name on the back of the Gift Card, and record the following information in case your Gift Card is ever lost or stolen: Gift Card number, 4-digit Card Identification Code on the front of the Card, Security Code located on the back of the Card, Customer Service phone number.
Visa gift cards are linked to bank accounts that generally must be activated in order to receive transactions. Inactive cards will be declined if used for payment because the associated bank accounts are not ready to be used.
The same is true for Visa gift cards, whether you buy them online or at the store. You can use mobile payment services like CardCash by PayPal to transfer your money from your gift card or prepaid to your bank account. The gift card has to be a Visa, MasterCard, American Express or Discover gift card, though, not a store branded card like Starbucks, etc.
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